Failing to plan is planning to fail
Getting older has its advantages. You suffer fools much less gladly. Speaking your mind is usually a little easier (not that others are always pleased with you new found confidence).
The greatest challenge about getting older is facing the fact that there are only so many breaths left. So many special occasions to celebrate. The countdown can be depressing. There is so much still to do, achieve, experience and enjoy.
However, leaving it all to the last minute or under pressure can be devastating for you and those who need to face the changes with you. Clearing out years of accumulated stuff, saying goodbye to treasures that will not fit in the downsized new home. It’s challenging and confronting – but at some point anticipating/accepting the changes in your ability to care for yourself, the yard and the housework MUST be a priority. It’s my recommendation that you manage the change, not the change manage you (because the decision is no longer yours). Below are some resource links that may be useful. Always do your own research, seek local advice as countries and states vary in the support available, pricing and regulations. Financial advice is also a must.
Long Term Care Planning Guide – It’s important for all seniors to plan for needing long-term care, but even more so for those with with disabilities. This guide is a great overview for how (and why) to make a plan.
The Senior’s Guide To Paying For At-Home Long-Term Care: How Your Home Can Be A Great Asset – There are a lot of options for paying for long-term care (see below), but it turns out a home can be one of the most valuable and common-sense ways to do so. Note; this is a USA resource link, please ensure you research the care options available in your locality.
A Shopper’s Guide To Long-Term Care Insurance – Insurance is another option for paying for long-term care, and this offers just about all of the information you could ever need for understanding this financial resource. Note; this is a USA resource link for information only, please ensure you research the insurance options available in your locality.
How To Write A Will – Key Steps To Successfully Writing Your Will – This article has great information that everyone should take to heart.
What Is Burial Or Funeral Insurance For Seniors? – Fantastic information for seniors with disabilities, especially those who incur medical bills that may not be paid off at their time of passing.
Disability Insurance Claims: Questions And Answers – For anyone who has disability insurance, making a claim can have a huge impact on their life planning and their financial resources, and this guide (from a great website) clarifies a great deal about the process. For Australian residents please consult NDIS (National Disability Insurance Scheme) and local disability support options.
The Guide To Securing Life-Long Accommodations For Adult Children With Special Needs – this article has phenomenal information, however check your local government agencies for assistance in your region of the world.
All links are provided in good faith and should not be taken as advice. Please consult your local authorities, medical practitioners, accountants and others who can assist in your personal circumstances.
